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An oversized, overheight load destroyed an overpass, leading to its irreparable state and subsequent demolition on the I-90 in Washington State.
V
Holy shit someone fucked up
A
a tremendous fuck up. Insurance is having a fun time.
C
Their insurance company is going to disappear into the bush like Homer Simpson
F
That’s one of those claims that even insurance companies claim to their insurance companies…
A
It’s just insurance all the way down!
Y
Until it reaches government level, so in a way the truckdriver himself is paying for it with his taxes. Along with any other non-rich American.
N
His premium still going up by one hell of a lot
A
If he can even get insurance after this
A
It was likely not the truck driver’s fault. For big loads like this, there are route planners who’s job it is to make sure the load can clear all the bridges/wires/whatever along the way. And there’s a lead car leading the truck driver. The truck driver is just following the lead car. Unless the truck driver turned away from the lead car and chose his own route, this isn’t on him. Edit: I’ve been corrected that the driver is responsible for his load as well. That makes sense.
A
In order for things like this to happen multiple things have to go wrong and usually multiple people had to have been slacking or making mistakes. Even if the route planner messes up, the lead car should know the height of the truck and paid attention to the bridge clearance signs. Even if the lead car messes up, the truck driver should do the same. Trust but verify. Blame all around.
M
No see what you’re describing is how things are supposed to work
I
up? nope.. that’s directly to the “uninsurable” category
K
Why do you think reforming healthcare is so difficult in the US? Insurance companies have their money invested throughout the economy and many big parts of our economy are invested in insurance companies. Winding down third party insurance Cos would be extremely tough to decouple from the rest of our economy.
B
Good news everyone, you don’t have to worry about insurance companies collapsing the US economy, because the US government is working its very hardest to collapse the US economy regardless of what insurance companies do. So why not zoidberg?
M
Underwriters are about to open several emails like, “WTF!?” 😅
N
SUBJECT: RE: RE: RE: Bridge (?)
G
These two comments are way too deep because they’re freakin hilarious 😂
E
Who will do everything they can to deny it! Just like any other insurance company. I-95 in CT. Bridgeport area I think. A bridge was just completed when a woman cut off a gas tanker truck that crashed and exploded/caught fire. It was ruled a simple car accident or negligence. Taxpayers. Not insurance. Taxpayers had to cover yet a other brand new bridge since that one was like a week old(years of traffic) and destroyed.
A
If she was found to be at fault for negligently causing an accident, how is it not her insurance’s responsibility to pay? That’s what insurance is for, no?
[
Because she has $50k property damage coverage and she wrecked a $50 million bridge?
D
My insurance policy has like $100k max property damage liability coverage. I imagine hers probably was similar and wouldn’t even be close to enough to cover the cost.
2
that wouldnt even cover sweeping the bits of broken bridge off the road
E
I’m trying to look it up but an accident happened last year that is clogging results. They had been expanding the highway forever and it had just opened the new construction area when she didn’t use a blinker or some nonsense and the new construction had to be redone… After YEARS of construction Saudi g traffic delays. I wanna say it was between 2004-2009. Now I wanna find out if she got ran out if the area or anything. It was so boneheaded and the timing couldn’t be worse. Peop!e were excited for a little less traffic finally only for an idiot to cause an accident. It’d be lie being constipated for as long as you can remember and finally after years doctors fix it… Then someone goes and shoves a giant stick up your ass and billing you for it. Idk. I’m bad at metaphors.
T
Just put the words before:2010 after your search and the right articles pop up
C
judging by what seems to be a VERY oversized load and that those have a specialized crew whose sole purpose is to check for road hazards, im betting this will be ruled out as sheer incompetence and negligence
U
That does not mean that insurance won’t cover it 🙂
B
hello allstate? yes I’d like to insure my company full of idiots for all incompetence and negligence
A
Yes, that is literally like the second thing insurance covers, after fire. If you fuck up because you’re dumb, your insurance will cover it.
S
What is the transportation infrastructural equivalent to medical malpractice insurance
B
Yes, that is nearly the entire point of liability insurance…
F
We wouldn’t need insurance (mostly) if we didn’t have incompetent idiots.
L
No it’ll hit the maximum payout then that’s it. The rest will be paid by either the trucking company (which will file for bankruptcy) then the rest will fall on tax payers or the city insurance
A
No, believe it or not, the insurance company that insured the trucking company very likely (legally) has a huge single payout policy at another much larger insurance company, which will pay out if the smaller insurance company can’t cover it. After that, though, you’re right, it’s just the tax payers paying for it. Source- worked for a boat company and we had normal insurance for damages and injuries and the “break glass” insurance for if we damaged a bridge.
M
It’s incredible how many people have never heard of reinsurance.
R
If it wasnt for the global financial crisis, I wouldnt have either.
S
Nah, this will be the insurance company’s insurance company problem.
B
Not as much fun as the trucking company. The insurance company will likely pay out $750k – because that’s the legal minimum that trucks need to get permits for oversized loads. The trucking company will be on the hook for the other $7.25m+ to repair (tear down and replace) that portion of the overpass. So, the state is likely getting hosed when it turns out the trucking company has nowhere near $7.25m in assets.
B
I would assume (I don’t know the legality) if you hire a pilot car company they share in the liability and would have higher insurance limits due to the nature of their business and inherent risk.
F
You’d think so, but insurance is an operating cost, meaning that companies usually go with the absolute legal minimum to get the job done. More than this, it’s terrifying how many let their insurance lapse, or even use fake documentation to claim they are insured (business clients usually want to see it). Business world is shady as fuck, especially in small business/sole trader when it comes to insurance non-payment. Also insurance companies will try anything to get out of this, so if that driver tested positive for anything, or any other policy requirement isn’t met, the policy is voided and the lawsuits begin. Source: Former Private Investigation company owner, with some experience in insurance investigations.
A
They have to apply for the permit with the state each time they run an oversized load, odds are they have proper insurance because of that.
U
Trucking company immediately files for bankruptcy. So the ~~state~~ taxpayers foot the bill.
D
750k is ridiculously low the minimum in aus is 5m, but everyone get 20m.
B
That’s kind of insane a trucking company would only carry $750K liability insurance. I have $2 million on my car up in Canada…
M
Imagine you fucked up so bad they have to talk about it in Congress.
C
I’m sure congress will get right on it, just gotta… *checks notes*…. protect pedophiles first.
X
Jared Fogle will probably get a pardon and a White House position soon.
S
Many people had to fuck up for this to happen. Whoever was in charge of the logistics is ultimately responsible but there must have been dozens of people who had knowledge about the route and it’s restrictions for headroom.
[
Driver didn’t follow the route and failed to take the exit around the over pass. I don’t see how that’s more than one person’s fault.
C
If they had a proper escort, it’s at least 3 peoples fault. Driver and escort crew
M
Friends of the road, Bubbles
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